Long Game Savings Account and Mobile App Review

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Prized-linked savings account based app, Long Game uses interactive games with cash prizes to help encourage users to continually make deposits into their FDIC-insured savings account.

As users make deposits into their interest-bearing accounts they are rewarded with Long Game coins which can then be used in any one of 12+ in-app games.  These lightweight games are based on the most popular games across the country, such as lotteries, scratch tickets and mobile games.

Unlike traditional lotteries and scratch tickets there is zero risk involved with any of Long Game’s games — users cannot lose money and all funds can be withdrawn by the user at any time. Users’ funds are held in partnership with Blue Ridge Bank of Virginia and nbkc bank.

The bottom line: Long Game offers an excellent prize-linked savings account product for just about anyone looking to give one a shot.  Users should also relish playing mobile games and be confident they can find the time to open up their Long Game app daily (in order to maximize wins).  For those looking to simply park their cash in a savings account, Long Game is not that, an interest rate of 0.30% while not terrible, can be easily beat by other online financial institutions.

Thirsty Investor Promo: Get $5 deposited to your Long Game account when you sign up.

A Closer Look

earn coins for gamesThe mobile app itself is flawlessly designed, navigation is intuitive, every game plays seamlessly, and “leveling up” after deposits are made or meeting certain criteria feels like a real accomplishment.

In addition to coins which are used to play games to win real cash or to win more coins users also earn brains which slowly unlock different power ups that can be used in various ways across the app to boost certain winnings.  Completing tasks such as setting up a scheduled weekly deposit, logging in to the app each day, or referring friends to Long Game will earn you brains.

On top of earning Long Game brains, referring friends to sign up for Long Game will earn users a $5 referral bonus added directly to their Long Game savings account.

$1 million prize up for grabs

Yup – Long Game’s largest cash prize is $1 million. Each week Long Game holds a six number (plus a bonus number represented by various visual icons) “lottery” drawing which can be entered by any user throughout the preceding week as many times as they can and would like provided they have the 20,000 coin entry fee per entry.

Odds of winning some sort of prize, be it extra coins or cash deposited into their Long Game savings account aren’t too bad, you’ve got a 1:2.55 shot at winning something.  The odds your entry wins the $1 jackpot each week are 1:227,279,052.  For a point of reference your odds of winning the grand prize in the Powerball lottery stand at 1:292,201,338.

Bitcoin prizes

Long Game on Twitter: "Introducing Crypto Spin! Win BitCoin or ...On top of users earning Long Game coins and cash to deposit into their various “jars” (Long Game lets users setup separate accounts, “jars” inside their Long Game account for different savings objectives) users can also play games that payout in crypotcurrencies.  In addition to Bitcoin, Long Game currently features instant win games where users could win Ethereum, BAT coin, and ZRX coin.

Allowing users to potentially win cryptocurrencies is certainly a differentiating factor for Long Game in the app-based prize-linked savings account space where competitors such as Grand and Winwin have released similar mobile apps but have yet to dip their toes in the cryptocurrency waters.

Long Game account features and fees

Minimum balance:No minimum
Interest:0.3%
Mobile apps:iOS, Android
FDIC Insured:Yes
Account fees:None

Final thoughts on Long Game savings account

In our opinion, the Long Game app and savings account is great for those who struggle to consistently save money on a regular basis, or for those who struggle keeping their money in savings accounts and are looking for a rewarding reason to keep their savings account funded.

For those who prefer a more passive approach (it pays, literally, to login to your Long Game account daily) to saving money, there are plenty of other online savings accounts paying out a heck of a lot more (as of publication of this article) than the 0.30% interest rate Long Game currently provides to funds sitting in active user’s accounts.

Though some of the in-app games might feel a little clunky, they get across

The bottom line: Long Game offers an excellent prize-linked savings account product for just about anyone looking to give one a shot.  Users should also relish playing mobile games and be confident they can find the time to open up their Long Game app daily (in order to maximize wins).  For those looking to simply park their cash in a savings account, Long Game is not that, an interest rate of 0.30% while not terrible, can be easily beat by other online financial institutions.

Thirsty Investor Promo: Get $5 deposited to your Long Game account when you sign up.